Funding that moves
as fast as your business.
Veltcap gives growing businesses the capital they need — working capital, term loans, lines of credit, and real estate financing from $25K to $25M. Revenue-based decisions, funded in days.
Estimate only · Checking won’t affect your credit score
Built for speed. Backed by people.
Everything a bank makes hard, we make simple — without losing the human judgment that gets your deal done.
Decisions in 24 hours
A real underwriter reviews your file and responds within a single business day.
Revenue-based
We approve on real business performance, not just a personal credit score.
Every industry
From restaurants to construction to healthcare — including industries banks avoid.
Terms in writing
Clear, documented offers before you commit. No surprises, ever.
The right capital for where
your business is today.
From fast working capital to multi-million-dollar real estate, structured around your goals.
Working Capital & Term Loans
Flexible capital for payroll, inventory, expansion, or opportunity — funded fast.
- Decision in 24 hours
- Revenue-based & fixed options
- No collateral required
- 6+ months in business
Commercial Real Estate
Bridge, construction, and permanent financing for investors and owner-operators.
- Bridge & hard-money lending
- Fix & flip / new construction
- Multi-family & mixed-use
- Fast close, flexible terms
Lines of Credit & More
Revolving credit, SBA, equipment, and factoring — the right tool for the moment.
- Revolving line up to $500K
- SBA 7(a) & 504 programs
- Equipment financing
- Invoice factoring
Funded in four simple steps.
No paperwork mountains. No waiting weeks. Just a clear path to capital.
Apply in 3 minutes
A short, secure application. No credit pull, fully encrypted.
Personal review
A dedicated advisor underwrites your file — a real decision in 24 hours.
Get your offer
Clear terms in writing. Ask questions, no obligation.
Get funded
Accept and funds hit your account — typically within days.
People, not algorithms,
behind every decision.
- Decisions issued in 24 hours by a real underwriting team — not a bot that declines files it never reads.
- Every approved facility documented in writing before you proceed. Our commitment is on paper.
- One dedicated advisor from application to funding. No transfer queues, no call-center maze.
- We fund across all industries — including the ones most lenders quietly avoid.
Veltcap vs. a traditional bank
Why owners come to us after the bank says “not yet.”
| What matters | Traditional bank | Veltcap |
|---|---|---|
| Decision time | 2–8 weeks | 24 hours |
| Underwriting basis | Credit score first | Business performance |
| Collateral | Usually required | Often not required |
| Industries accepted | Limited | All industries |
| Commitment in writing | ||
| Cost to apply | Hard credit pull | Free · no credit pull |
| Time to funding | Weeks to months | Days |
We fund every industry, period.
We evaluate on real performance — not the labels banks use to turn you away.
Owners trust us — and come back.
We deliver what we promise, every time.
Approved in under a day, funded that week. I’ve worked with lenders for fifteen years and never seen anything this clean.
We needed capital to close on a property fast. Veltcap had a term sheet the same day. They actually understand real estate.
Three banks declined us. Veltcap explained exactly what we qualified for and funded us in days. The written terms made the difference.
Your business could qualify
for up to $25,000,000.
Three minutes to apply. No credit pull. A real advisor reviews your file within 24 hours.
No obligation · 100% confidential
