Questions business owners ask

Established US businesses: typically $50,000 or more in monthly revenue and at least a year in business. Larger requests, above $500,000, are reviewed case by case.

Yes. A dedicated Veltcap advisor calls you, explains your options in plain English and stays with you until funds arrive. Call (212) 300-3753 any time during business hours.

Checking your eligibility takes about 60 seconds. The full application takes about 5 minutes, and you can save it and finish later on the same device.

You can still apply. Most options start at about $50,000 a month in revenue and a year in business; your advisor will tell you plainly what’s possible.

No. Checking your options is a soft credit pull, which does not affect your credit score. A full credit check may be run only after you choose to move forward with an offer.

To start, none. To get your offer: your last four months of business bank statements. Some products, like real estate, need more; your advisor tells you exactly what.

Not on this website. If it’s needed after you choose an offer, your advisor collects it through a secure channel.

There’s no fixed minimum. The review looks mostly at the business’s revenue and history; credit matters more for longer terms and lower rates.

Nothing: no application fee and no advisor fee. Your offer shows its full cost in writing before you sign.

Rates as low as 6% APR and terms up to 10 years for the strongest profiles. Your rate depends on the product and your business. See rates and terms.

No. Applying and receiving your offer is free and doesn’t commit you to anything. You decide.

As fast as 2 hours once your request is approved and you sign. Timing depends on the product; real estate takes longer.

Yes. Existing positions don’t rule you out. See debt consolidation.

Your advisor calls you about your request. Texts and automated calls are sent only if you tick the consent box on our forms; reply STOP at any time. See our SMS terms.