Business funding for staffing agencies
You pay your workers every week; your clients pay you in 30 to 60 days. Every new contract makes that gap bigger. Funding closes it.
How cash flows in staffing agencies
Staffing is a payroll business: wages and payroll taxes go out weekly, while client invoices are paid on net 30, 45 or 60. Winning a large account can double the payroll you carry before the first invoice is paid.
What we look at
- Deposits and client concentration
- Payroll size and frequency
- Client payment terms
- Time in business
Minimums: about $50,000 a month in revenue and one year in business. Larger requests are reviewed case by case.
Common situations
Winning a large new account
Carry payroll until the client’s first payments arrive.
Seasonal surges
Cover the extra placements in peak months.
Clients on long terms
A line of credit to bridge invoices.
Opening a new branch
Working capital for recruiting and staff.
Funding that fits
Your advisor recommends the structure; you choose, with every cost in writing.
Staffing agencies: questions owners ask
Why does growth strain a staffing agency’s cash?
Because every new placement adds weekly payroll weeks before its first invoice is paid.
Is invoice-based funding available?
Funding can sometimes be structured around receivables. Your advisor tells you whether it fits your client base.
What do I need to apply?
To start: amount, monthly revenue and time in business, with no documents and no SSN. To get your offer: your last four months of business bank statements.